Tavaragera
Mon - Fri : 10:30 AM - 06.00 PM, sat 10:30 AM - 2.00 PM
+91-9449667276 / +91-9886862179

Loans and Advances

  •   Two Wheelers rate of interest :18%
  •   Four Wheelers ROI :16%
  •   Minimum One Security
  •   HP on Vehicle

Salary Earners Loan (SEL)


  •   This facility is provided salaried employees only.
  •   ROI:18%
  •   Repayment Period Maximum 5 Years
  • Eligibility:-
    • Permanent employees of central or state Government officers profit making public sector under taking and public limited Companies, Schools, Colleges, Universities and Research institutions.
    • Individual with income other than salary or pension.
    • Permanent employees of reputed private School & Colleges/firms are also.
  • Maximum Loan amount:-
    • The Maximum Loan amount is 10 times of take-home pay

Business Development Loan (BDL)

  • Minimum Loan amount 50,000/-
  • Maximum Loan amount 1,00,000/-
  • Facility of daily Payment
  • ROI :18%
  • Minimum two sureties

Mortgage Loan (MRL)

  • Mortgage on Property
  • ROI: 16%
  • Properties are Building and Residential Plots
  • Loan Sanction on Fair Market Value 50 to 60%
  • Repayment Period Maximum 72 Months(EMI)

Key Loan(Pledge Loan)

  • ROI:16%
  • Maximum limit 50%on market value
  • Stock on Paddy to the Pledge
  • Repayment Period 6months to 1year

Cash Credit Loan (CCL)

  • This facility is provided by against any collateral security
  • Interest is charged on Outstanding amount
  • ROI:16%

Loan on Pigmy Deposit (LPD)

  • ROI : 15%
  • Maximum loan amount limit will be 85% on deposits

Over Draft Loan (ODA)

  • This facility is provided against fixed deposits.
  • Interest is charged on Out Standing amount.

Gold Loan (GLD)

  • ROI:15%
  • Repayment Period One Year

Loan on Fixed Deposit(LFD)

  • Extra 2% on deposited ROI

Surety Loan (SRL)

  • Maximum Loan amount 1,00,000/-
  • ROI : 18%
  • Minimum two sureties
Note :
  • *Condition apply -The Interest rates is Subject to change without Prior Notice please contact The branch manager for updated latest Interest rate.